As registrations opened at various tertiary institutes across the country, we are reminded of the reality that work experience is the silver bullet for youth unemployment. 

Developments in infrastructure both physical and financial, and deeper economic integration, will be key to sustained growth in Africa, according to a panel of business and political leaders at the World Economic Forum's (WEF's) annual meeting in Davos, Switzerland.

The 2012 class of the Engen Maths and Science Schools (EMSS) achieved an impressive pass rate of 90.3%, beating the national average pass rate by 17.4%, again proving the success of this private sector initiative to help learners achieve good maths and science matric results across four provinces in South Africa.

The recent wage increase saga could jeopardise labour relations, experts say. This may lead to further reductions in the agriculture sector work force, and create a climate for inflation that would most certainly have an impact on consumers.

One of the biggest challenges facing intermediaries in 2013 is the on-going economic turmoil, both globally and in South Africa. It is possible that the industry will feel the effects of this contagion even more this year than last. To survive the tough times intermediaries should focus on maintaining and growing their businesses through diversification and the provision of outstanding service and sound financial advice to their clients.